Exclusions
不保事項
(For Accidental Death & Disablement Benefit and Total and Permanent Disability Benefit)
(適用於意外死亡及傷殘福利和完全及永久傷殘福利)
The insurance under this benefit does not cover injury caused or aggravated directly or indirectly, in whole or in part, by:
因以下情況直接或間接引致之傷亡,將不會獲得賠償:
1. Active, passive participation in war, declared or undeclared, civil war, revolution, riot, civil commotion, strike, insurrection or criminal activities;
直接或間接參與戰爭(不論有否宣告)、內戰、暴亂、罷工或犯罪活動;
2. An act or attempted act of self-injury or suicide whether mentally sane or insane or whilst under the influence of alcohol or drugs other than those prescribed by a registered, qualified medical practitioner;
自殺或自我毀傷(不論神智是否清 醒),或在酒精或未經註冊醫生處方之藥物影響下所自致之傷害;
3. Engaging or taking part in professional sports, including martial arts, scuba diving, mountaineering or rock climbing (necessitating the use of ropes or guides), aviation of any kind other than as a passenger on a regularly scheduled passenger flight on a commercial aircraft or any form of racing other than on foot.
參與專業性活動,包括武術潛水、攀山或攀石(使用繩索或滑輪)、非以繳費乘客身份乘坐由持牌商業航空公司所營運之航機、賽馬或賽車。